Call Us CALL US TODAY | Westfield (908) 301-0711 | Princeton Junction (609) 799-4500
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

Read More
Commercial Auto Insurance COMMERCIAL AUTO

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Motorcycle Insurance MOTORCYCLE

Learn about motorcycle coverage options that fit your specific needs.

Read More
Refer REFER

Help others get great insurance as well. Recommend a friend.

Read More

Recently, our country has been affected by many storms bringing hail and damage to our homes and communities. We know that hail damage is always a possibility in the types of big storms that have been dominating the weather channel news here lately.

Our agency strives to help make sure you're protected,
No matter what. So I want to take a minute to provide
3 tips about handling hail damage before the next storm hits.
 
First, if you are a homeowner, please call us or check your policy declaration page to see if you have Building Code Coverage (subject to policy terms and state allowances). This is a coverage we highly recommend our customers to have. If you have a covered loss on your home, it covers the increased costs (up to policy limits) due to the enforcement of any building codes regulating construction, maintenance or demolition of your home.  Without it, you will have to pay those costs out of pocket.
 
Second, if you think you have damage to your home because of hail (or anything else), please call us before filing a claim. Sometimes people think "all of my neighbors are getting a new roof, so I must have hail damage, too."  But that may not be the case - maybe your shingles were in better condition than theirs and withstood the hail, or maybe you were in a small pocket that escaped the most damaging part of the storm.  You may not realize it, but if you file a claim and nothing is paid out, it could still count against you as a claim by all insurance companies!
 
Third, whatever you do, DO NOT deal with a roofer who goes door to door.  They are likely storm chasers and probably will be gone as soon as the work is done (meaning the workmanship may not be the best and it may be harder to enforce warranties).
 
Again, we make it a priority to keep you informed about your coverage and making sure you are fully protected. We are here to help you through every step of the claim process. If you think you need to file a claim, please call us first!
Posted 10:43 AM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Facebook
LinkedIn
Twitter
Google+
© Copyright. All rights reserved.
Powered by Insurance Website Builder